/* Ágil Garantias — site institucional. Convenção da categoria em fidelidade
   total (régua: Junto Seguros). Branco + musgo em faixas sólidas, Manrope
   pesada, bronze só na ação primária. */
:root{
  --musgo:#2F4638;--musgo-2:#26392D;--grafite:#1E2622;--bronze:#9A6844;--bronze-2:#85583A;
  --claro:#EEEDE8;--marfim:#EEEDE8;--linha:#DDE0DB;--texto:#2B332E;--texto-2:#5B665F;--branco:#fff;
  --max:1180px;--pad:clamp(20px,5vw,40px);--ff:'Manrope',-apple-system,'Segoe UI',sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--branco);color:var(--texto);font-family:var(--ff);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{color:inherit;text-decoration:none}button,input{font:inherit}
::selection{background:var(--musgo);color:#fff}
:focus-visible{outline:3px solid var(--bronze);outline-offset:3px}
::-webkit-scrollbar{width:10px}::-webkit-scrollbar-thumb{background:#B9C0BB;border-radius:8px}
.container{width:100%;max-width:var(--max);margin-inline:auto;padding-inline:var(--pad)}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:10px;z-index:99}

h1,h2,h3,h4{margin:0;color:var(--grafite);font-weight:800;letter-spacing:-.02em;line-height:1.08;text-wrap:balance}
.t1{font-size:clamp(36px,4.8vw,64px)}.t2{font-size:clamp(30px,3.8vw,48px)}.t3{font-size:clamp(22px,2.2vw,28px);line-height:1.2}
p{margin:0}.lead{font-size:clamp(17px,1.4vw,20px)}.p2{color:var(--texto-2)}.mt{margin-top:20px}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 26px;border-radius:8px;font-weight:700;font-size:16px;border:2px solid transparent;cursor:pointer;transition:background .18s cubic-bezier(.2,.7,.2,1),border-color .18s,color .18s}
.btn--bronze{background:var(--bronze);color:#fff}.btn--bronze:hover{background:var(--bronze-2)}
.btn--musgo{background:var(--musgo);color:#fff}.btn--musgo:hover{background:var(--musgo-2)}
.btn--branco{background:#fff;color:var(--musgo)}.btn--branco:hover{background:var(--claro)}
.btn--linha{border-color:var(--musgo);color:var(--musgo)}.btn--linha:hover{background:rgba(47,70,56,.07)}
.link{display:inline-flex;align-items:center;gap:10px;font-weight:700;color:var(--musgo);margin-top:18px}
.link:hover{color:var(--musgo-2)}.link svg{width:18px;height:18px;transition:transform .18s}.link:hover svg{transform:translateX(3px)}

.header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--linha)}
.header .container{display:flex;align-items:center;gap:34px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px}.brand img{height:36px;width:auto}
.brand span{font-weight:800;letter-spacing:.22em;font-size:16px;color:var(--musgo)}
.nav{display:flex;gap:26px;font-size:15px;font-weight:600}.nav a:hover{color:var(--musgo-2);text-decoration:underline;text-underline-offset:4px}
.header-cta{margin-left:auto;display:flex;gap:10px}.header-cta .btn{padding:10px 16px;font-size:14px}
.nav-toggle{display:none;margin-left:auto;background:none;border:1px solid var(--linha);border-radius:8px;padding:10px 12px;cursor:pointer}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--grafite)}.nav-toggle span+span{margin-top:5px}

.hero{position:relative;background:var(--musgo);color:#fff;overflow:hidden}
.hero>picture img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:68% 28%;opacity:.85}
.hero::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(38,57,45,.96) 0%,rgba(38,57,45,.9) 42%,rgba(38,57,45,.55) 68%,rgba(38,57,45,.25) 100%)}
.hero .container{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(32px,6vw,80px);align-items:center;padding-block:clamp(56px,7vw,96px)}
.hero h1{color:#fff}.hero .lead{color:#E3E9E4;margin-top:18px;max-width:46ch}.hero .btn{margin-top:28px}
.caminhos{background:#fff;color:var(--texto);border-radius:8px;padding:8px 22px 18px;display:grid;gap:0;box-shadow:0 18px 40px -24px rgba(0,0,0,.5)}
.caminhos h2{font-size:15px;color:var(--texto-2);font-weight:700;letter-spacing:0;margin-bottom:4px}
.caminho{display:grid;grid-template-columns:1fr auto;align-items:center;gap:14px;padding:16px 0;border-top:1px solid var(--linha);transition:color .18s}
.caminho:hover strong{color:var(--bronze)}
.caminhos h2{padding-top:12px}
.caminho strong{display:block;font-size:16px;color:var(--grafite)}.caminho span{font-size:14px;color:var(--texto-2)}
.caminho svg{width:20px;height:20px;color:var(--musgo)}
.valida{display:grid;grid-template-columns:1fr auto;gap:8px;margin-top:6px}
.valida input{padding:13px 14px;border:1px solid var(--linha);border-radius:8px;font-size:15px;min-width:0}
.valida input:focus{outline:none;border-color:var(--musgo);box-shadow:0 0 0 3px rgba(47,70,56,.15)}
.valida .btn{padding:12px 16px;font-size:14px}
.valida-nota{font-size:13px;color:var(--texto-2)}
@media(prefers-reduced-motion:no-preference){
  .caminho{animation:sobe .6s cubic-bezier(.2,.7,.2,1) both}
  .caminho:nth-child(3){animation-delay:.08s}.caminho:nth-child(4){animation-delay:.16s}
  @keyframes sobe{from{opacity:0;transform:translateY(10px)}}
}

.faixa{padding-block:clamp(60px,7.5vw,100px)}
.faixa--claro{background:var(--claro)}
.faixa--musgo{background:var(--musgo);color:#fff}.faixa--musgo h2,.faixa--musgo h3{color:#fff}.faixa--musgo p,.faixa--musgo td,.faixa--musgo li{color:#DCE3DE}
.duas{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,88px);align-items:center}
.cab{max-width:62ch;margin-bottom:clamp(28px,4vw,44px)}.cab p{margin-top:14px}

.papeis{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:18px;align-items:start}
.papel h3{font-size:20px;margin-bottom:8px}.papel p{color:var(--texto-2);font-size:15.5px}
.papel h3 small{display:block;font-size:14px;font-weight:600;color:var(--texto-2);margin-top:4px}
.seta{color:var(--musgo);align-self:center;width:28px;height:28px}

.mods{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.mod{display:block;color:var(--texto);border-bottom:1px solid var(--linha);padding-bottom:18px}
.mod img{width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:8px;transition:filter .2s}
.mod:hover img{filter:brightness(1.06)}
.mod h3{font-size:20px;margin-top:16px}.mod p{font-size:15px;color:var(--texto-2);margin-top:6px}
.mod .lei{display:block;font-size:13px;color:var(--musgo);font-weight:700;margin-top:10px}
.outras{margin-top:26px;font-size:15.5px;color:var(--texto-2)}.outras a{font-weight:700;color:var(--musgo);border-bottom:1px solid var(--linha)}.outras a:hover{color:var(--musgo-2)}

.rolar{overflow-x:auto;-webkit-overflow-scrolling:touch}
.compara{width:100%;min-width:640px;border-collapse:collapse;margin-top:34px;font-size:15.5px}
.compara th,.compara td{padding:16px 14px;text-align:left;border-bottom:1px solid rgba(255,255,255,.18);vertical-align:top}
.compara th{font-size:14px;letter-spacing:.04em;text-transform:uppercase;color:#DCE3DE;font-weight:700}
.compara td:first-child{font-weight:700;color:#fff;width:24%}
.compara td.agil{background:rgba(255,255,255,.07);color:#fff;font-weight:600}
.compara tr:last-child td{border-bottom:0}

.docs{margin:26px 0 0;padding:0;list-style:none}
.docs li{display:flex;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid var(--linha);font-size:15.5px}
.docs li span:first-child{font-weight:600;color:var(--grafite)}.docs li span:last-child{color:var(--texto-2);white-space:nowrap}
[data-pendente]{color:var(--bronze);border-bottom:2px dashed var(--bronze);font-size:.9em;font-weight:700}
.lastro figure{margin:0}.lastro img{border-radius:8px;width:100%;aspect-ratio:4/3;object-fit:cover}

.corretor{background:var(--claro)}
.corretor figure{margin:0}.corretor img{border-radius:8px;width:100%;aspect-ratio:4/3;object-fit:cover}
.beneficios{margin:22px 0 0;padding:0;list-style:none;display:grid;gap:12px}
.beneficios li{display:grid;grid-template-columns:22px 1fr;gap:12px;font-size:15.5px}
.beneficios svg{width:22px;height:22px;color:var(--musgo)}

.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(32px,6vw,88px);align-items:start}
details{border-bottom:1px solid var(--linha)}
summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font-weight:700;font-size:17px;color:var(--grafite);position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"";position:absolute;right:6px;top:26px;width:10px;height:10px;border:solid var(--musgo);border-width:0 2px 2px 0;transform:rotate(45deg);transition:transform .2s}
details[open] summary::after{transform:rotate(-135deg);top:30px}
.acc-body{padding:0 0 20px;color:var(--texto-2);font-size:16px}
.contato{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,88px);align-items:center}
.contato dl{margin:24px 0 0;display:grid;gap:14px}.contato dt{font-size:13px;font-weight:700;color:var(--texto-2)}.contato dd{margin:2px 0 0;font-size:19px;font-weight:700;color:var(--musgo)}
.fecho .container{display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}

.footer{background:var(--grafite);color:#B9C2BC;padding:52px 0 26px;font-size:14.5px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:34px}
.footer h4{color:#fff;font-size:13px;letter-spacing:.06em;text-transform:uppercase;margin:0 0 12px}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}.footer a:hover{color:#fff}
.footer-brand img{height:32px;margin-bottom:12px}
.footer-legal{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:20px;font-size:13px;display:grid;gap:6px}
.wa{opacity:0;pointer-events:none;transition:opacity .25s;position:fixed;right:22px;bottom:22px;z-index:60;display:inline-flex;align-items:center;gap:10px;background:var(--musgo);color:#fff;font-weight:700;padding:13px 18px;border-radius:8px;box-shadow:0 12px 28px -12px rgba(0,0,0,.45)}

@media(max-width:900px){
  .nav,.header-cta{display:none}
  .nav.aberto{display:flex;flex-direction:column;position:absolute;left:0;right:0;top:76px;background:#fff;padding:18px var(--pad) 24px;border-bottom:1px solid var(--linha);gap:16px}
  .nav-toggle{display:block}
  .hero .container,.duas,.faq,.contato,.footer-grid{grid-template-columns:1fr}
  .hero .container{padding-block:40px;gap:24px}
  .papeis{grid-template-columns:1fr}.seta{transform:rotate(90deg);justify-self:center}
  .mods{grid-template-columns:1fr 1fr}.corretor figure{order:-1}.wa span{display:none}
}
@media(max-width:560px){.mods{grid-template-columns:1fr}.valida{grid-template-columns:1fr}}

/* páginas internas: classes que elas já usam, no mesmo sistema */
.section{padding-block:clamp(56px,7vw,96px)}.section--tight{padding-block:clamp(40px,5vw,64px)}
.bg-branco{background:#fff}.bg-musgo{background:var(--musgo);color:#fff}
.bg-musgo h1,.bg-musgo h2,.bg-musgo h3,.bg-musgo h4,.bg-musgo .stat .n{color:#fff}
.bg-musgo p,.bg-musgo .lead,.bg-musgo .stat .c,.bg-musgo li{color:#DCE3DE}
.h1{font-size:clamp(30px,3.8vw,48px)}.h2{font-size:clamp(26px,3vw,38px)}.h3{font-size:clamp(20px,2vw,26px);line-height:1.25}
.h4{font-size:18px;line-height:1.3;margin:0;font-weight:700;color:var(--grafite)}.display{font-family:var(--ff)}
.eyebrow{display:none}.muted{color:var(--texto-2)}.small{font-size:15px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(32px,6vw,80px);align-items:center}.split--wide{grid-template-columns:.9fr 1.1fr}
.grid{display:grid;gap:20px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}
.btn-group{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn--primary{background:var(--bronze);color:#fff}.btn--primary:hover{background:var(--bronze-2)}
.btn--ghost{border-color:var(--musgo);color:var(--musgo)}.btn--ghost:hover{background:rgba(47,70,56,.07)}
.btn--light{background:#fff;color:var(--musgo)}.btn--outline-light{border-color:#fff;color:#fff}.btn--outline-light:hover{background:rgba(255,255,255,.1)}.btn--sm{padding:10px 16px;font-size:14px}
.hero--inner{background:var(--musgo);color:#fff;padding-block:clamp(48px,6vw,80px)}.hero--inner::after{display:none}
.hero--inner .hero-grid{display:block;max-width:820px}.hero--inner h1{color:#fff;font-size:clamp(32px,4.4vw,54px)}.hero--inner .lead,.hero--inner p{color:#DCE3DE}
.hero-mark{display:none}.crumbs{font-size:13px;color:#B9C2BC;margin-bottom:18px}.crumbs a{text-decoration:underline;text-underline-offset:3px}
.card{display:block;background:#fff;border:1px solid var(--linha);border-radius:12px;padding:26px;height:100%;color:var(--texto)}.card:hover{border-color:var(--musgo)}
.card--dark{background:var(--musgo);color:#fff;border-color:var(--musgo)}.card--dark h3,.card--dark h4,.card--dark p{color:#fff}
.card .icon{width:30px;height:26px;margin-bottom:14px}.card p{font-size:15.5px;color:var(--texto-2);margin-top:8px}
.link-arrow{display:inline-block;margin-top:14px;font-weight:700;color:var(--musgo);font-size:15px}
.callout{background:var(--musgo);color:#fff;border-radius:12px;padding:clamp(28px,4vw,56px);position:relative;overflow:hidden}
.callout h2,.callout h3,.callout h4{color:#fff}.callout p,.callout .lead{color:#DCE3DE}.callout-mark{display:none}
.figure{margin:0;border:0;overflow:hidden;border-radius:12px;background:var(--claro)}.figure img{width:100%;height:auto;display:block}.figure figcaption{font-size:13px;color:var(--texto-2);padding:10px 0 0}
.stat{border-top:1px solid var(--linha);padding-top:16px}.stat .n{display:block;font-size:clamp(30px,4vw,44px);font-weight:800;line-height:1;color:var(--musgo)}.stat .c{display:block;margin-top:8px;font-size:13px;color:var(--texto-2)}
.list-plain,.list-check{list-style:none;margin:0;padding:0}
.list-plain li{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--linha);font-size:15.5px}
.list-plain li span:first-child{font-weight:700;color:var(--grafite)}.list-plain li span:last-child{color:var(--texto-2);text-align:right}
.bg-musgo .list-plain li{border-color:rgba(255,255,255,.18)}.bg-musgo .list-plain li span{color:#fff}
.list-check li{position:relative;padding:6px 0 6px 30px;font-size:16px}
.list-check li::before{content:"";position:absolute;left:0;top:11px;width:16px;height:16px;border-radius:50%;background:var(--musgo)}
.list-check li::after{content:"";position:absolute;left:5px;top:14px;width:6px;height:9px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.steps li{border-top:1px solid var(--musgo);padding-top:16px;font-size:15px}.steps .n{display:block;font-weight:800;color:var(--bronze);font-size:14px;margin-bottom:6px}
.steps h3{font-size:18px;margin-bottom:6px}.steps .sla{display:inline-block;margin-top:8px;font-size:13px;font-weight:700;color:var(--musgo);background:var(--claro);padding:3px 10px;border-radius:999px}
.doc{display:flex;gap:16px;align-items:center;padding:18px 0;border-bottom:1px solid var(--linha);color:var(--texto)}.doc:hover h4{color:var(--bronze)}
.doc-ico{width:40px;height:40px;flex:none;display:grid;place-items:center;border:1px solid var(--musgo);border-radius:8px;color:var(--musgo)}.doc p{font-size:14.5px;color:var(--texto-2);margin-top:2px}
.form{display:grid;gap:18px}.field{display:grid;gap:6px}.field label{font-size:14px;font-weight:700;color:var(--grafite)}
.field input,.field select,.field textarea{width:100%;padding:14px 16px;border:1px solid #C9CDC7;border-radius:8px;font:inherit;font-size:16px;background:#fff;color:var(--texto)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--musgo);box-shadow:0 0 0 3px rgba(47,70,56,.14)}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-note{font-size:14px;color:var(--texto-2)}
.bg-musgo .field label{color:#fff}.bg-musgo .form-note{color:#DCE3DE}.consent{font-size:13.5px;color:var(--texto-2);display:flex;gap:10px;align-items:flex-start}
.topbar,.site-header,.wa-float,.site-footer{display:none}
@media(max-width:900px){.split,.split--wide,.grid-2,.grid-3,.grid-4,.field-row{grid-template-columns:1fr}.steps{grid-template-columns:1fr}}

.rolou .wa{opacity:1;pointer-events:auto}

/* ── Revisão 15/09/2026 ─────────────────────────────────────────────────── */
[id]{scroll-margin-top:96px}
.nav a[aria-current="page"]{color:var(--musgo);text-decoration:underline;text-underline-offset:6px;text-decoration-thickness:2px}

/* Hero da home: texto à esquerda, fotografia à direita (sem painel sobreposto) */
.hero--foto{background:var(--musgo)}
.hero--foto::after{display:none}
.hero--foto .container{grid-template-columns:1fr 1fr;padding-block:clamp(48px,6vw,84px)}
.hero-sobre{font-size:13px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#C9A283;margin-bottom:18px}
.hero--foto .lead{max-width:50ch}
.hero-acoes{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-acoes .btn{margin-top:0}
.hero-linha{margin-top:22px;font-size:15px;color:#C6D0C7;font-weight:600}
.hero-foto{margin:0;border-radius:10px;overflow:hidden;aspect-ratio:3/2;box-shadow:0 24px 50px -30px rgba(0,0,0,.6)}
.hero-foto img{width:100%;height:100%;object-fit:cover}

/* Faixa de serviços logo abaixo da abertura */
.servicos{background:#fff;border-bottom:1px solid var(--linha)}
.servicos .container{display:grid;grid-template-columns:repeat(3,1fr)}
.servico{display:grid;grid-template-columns:1fr auto;gap:14px;align-items:center;padding:24px 26px;border-left:1px solid var(--linha);color:var(--texto)}
.servico:last-child{border-right:1px solid var(--linha)}
.servico strong{display:block;font-size:17px;color:var(--grafite)}.servico span{display:block;font-size:14.5px;color:var(--texto-2);margin-top:4px}
.servico svg{width:20px;height:20px;color:var(--musgo);transition:transform .18s}
.servico:hover strong{color:var(--bronze)}.servico:hover svg{transform:translateX(3px)}
.servico .valida{grid-column:1/-1;margin-top:10px}

/* Etapas numeradas */
.etapas{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:e}
.etapas li{border-top:2px solid var(--musgo);padding-top:18px;counter-increment:e}
.etapas li::before{content:counter(e,decimal-leading-zero);display:block;font-weight:800;color:var(--bronze);font-size:14px;margin-bottom:8px}
.etapas h3{font-size:18px;margin-bottom:6px}.etapas p{font-size:15.5px;color:var(--texto-2)}

/* Três partes da fiança (Garantias) */
.partes{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:16px;align-items:center;margin-top:28px}
.parte{border:1px solid var(--linha);border-radius:10px;padding:20px;background:#fff}
.parte strong{display:block;color:var(--grafite);font-size:17px}.parte span{display:block;font-size:14.5px;color:var(--texto-2);margin-top:4px}

/* Modalidade com estrutura fixa */
.modalidade dl{margin:18px 0 0;display:grid;gap:12px}
.modalidade dt{font-size:13px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--musgo)}
.modalidade dd{margin:2px 0 0;font-size:15.5px;color:var(--texto-2)}
.modalidade .btn{margin-top:22px}
.nota-contexto{margin-top:18px;font-size:15px;color:#DCE3DE;border-left:3px solid var(--bronze);padding-left:14px}

/* Contato: escolha do assunto e um formulário por vez */
.assuntos{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.assunto{display:grid;gap:4px;text-align:left;padding:18px 20px;border:1px solid var(--linha);border-radius:10px;background:#fff;cursor:pointer;font:inherit;color:var(--texto)}
.assunto strong{font-size:16.5px;color:var(--grafite)}.assunto span{font-size:14px;color:var(--texto-2)}
.assunto:hover{border-color:var(--musgo)}
.assunto[aria-selected="true"]{border-color:var(--musgo);box-shadow:inset 0 -3px 0 var(--bronze);background:#F7F8F5}
.painel{padding-top:clamp(36px,5vw,56px)}
.hero--curto{padding-block:clamp(36px,4.5vw,56px)}
.hero--inner .container.hero-grid{max-width:var(--max);padding-block:0}
.hero--inner .hero-grid>div{max-width:820px}
p.consent{display:block}
.card--dark p,.card--dark dd{color:#DCE3DE}.card--dark dt{color:#C9A283}
.form-ok,.form-erro{font-size:15px;padding:14px 16px;border-radius:8px}
.form-ok{background:#EEF3EF;color:var(--musgo);border:1px solid #C9D6CC}
.form-erro{background:#FBF1EC;color:#8A3F1F;border:1px solid #EBCDBE}
.mapa{border:0;width:100%;aspect-ratio:4/3;border-radius:12px;display:block;background:var(--claro)}

/* Política de privacidade */
.politica{max-width:76ch}
.politica h2{font-size:clamp(22px,2.2vw,28px);margin:48px 0 14px;scroll-margin-top:96px}
.politica h2:first-of-type{margin-top:0}
.politica p,.politica li{color:var(--texto);font-size:16.5px}
.politica p+p{margin-top:12px}
.politica ul{margin:12px 0 0;padding-left:22px;display:grid;gap:8px}
.politica .vigencia{font-size:14px;color:var(--texto-2);margin-bottom:28px}
.indice{position:sticky;top:100px;align-self:start;font-size:14.5px}
.indice ol{margin:0;padding-left:20px;display:grid;gap:6px;color:var(--texto-2)}
.indice a:hover{color:var(--musgo);text-decoration:underline}
.politica-grade{display:grid;grid-template-columns:240px 1fr;gap:clamp(32px,5vw,72px)}

@media(max-width:900px){
  .hero--foto .container{grid-template-columns:1fr}
  .servicos .container{grid-template-columns:1fr;padding-inline:0}
  .servico{border-left:0;border-right:0!important;border-top:1px solid var(--linha);padding-inline:var(--pad)}
  .etapas,.assuntos{grid-template-columns:1fr 1fr}
  .partes{grid-template-columns:1fr}.partes .seta{transform:rotate(90deg);justify-self:center}
  .politica-grade{grid-template-columns:1fr}.indice{position:static}
}
@media(max-width:560px){.etapas,.assuntos{grid-template-columns:1fr}}

/* ── Cabeçalho das internas com foto (demanda 17/09) ───────────────────── */
.hero--imagem{position:relative;overflow:hidden}
.hero--imagem>picture img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:62% 50%}
.hero--imagem::after{content:"";display:block;position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(30,38,34,.94) 0%,rgba(30,38,34,.86) 38%,rgba(30,38,34,.55) 68%,rgba(30,38,34,.35) 100%)}
.hero--imagem .hero-grid{position:relative;z-index:1}
.hero--imagem{padding-block:clamp(64px,8vw,116px)}
@media(max-width:900px){
  .hero--imagem::after{background:linear-gradient(180deg,rgba(30,38,34,.9) 0%,rgba(30,38,34,.86) 60%,rgba(30,38,34,.92) 100%)}
}

/* ── Comparativo entre instrumentos de garantia ─────────────────────────── */
.comparativo{width:100%;border-collapse:collapse;margin-top:clamp(28px,4vw,44px);font-size:15.5px}
.comparativo th,.comparativo td{text-align:left;padding:16px 18px;vertical-align:top;border-bottom:1px solid rgba(255,255,255,.14)}
.comparativo thead th{font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:#C6D0C7;border-bottom-color:rgba(255,255,255,.3)}
.comparativo tbody th{font-weight:700;color:#fff;width:22%}
.comparativo td{color:#DCE3DE}
.comparativo .col-agil{background:rgba(255,255,255,.08);color:#fff;font-weight:600}
.comparativo thead .col-agil{color:#fff}
.comparativo-wrap{overflow-x:auto}
@media(max-width:760px){
  .comparativo,.comparativo tbody,.comparativo tr,.comparativo td,.comparativo th{display:block;width:auto}
  .comparativo thead{display:none}
  .comparativo tr{border-bottom:1px solid rgba(255,255,255,.18);padding-block:8px}
  .comparativo td{border:0;padding:6px 0}
  .comparativo tbody th{padding:14px 0 4px;width:auto}
  .comparativo td::before{content:attr(data-col);display:block;font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:#A9B6AC;margin-bottom:2px}
  .comparativo .col-agil{background:transparent;padding:6px 0}
}

/* ── Coberturas detalhadas (O que garantimos) ──────────────────────────── */
.coberturas{display:grid;gap:clamp(18px,2.4vw,26px);grid-template-columns:repeat(auto-fit,minmax(320px,1fr));margin-top:clamp(28px,4vw,42px)}
.cobertura{background:#fff;border:1px solid var(--linha);border-radius:12px;padding:26px}
.cobertura .num{display:inline-block;font-size:12.5px;font-weight:800;letter-spacing:.12em;color:var(--bronze);margin-bottom:10px}
.cobertura h3{font-size:19px;line-height:1.3}
.cobertura p{margin-top:10px;color:var(--texto-2);font-size:15.5px}
.cobertura ul{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:9px}
.cobertura li{position:relative;padding-left:26px;font-size:15px;color:var(--texto)}
.cobertura li::before{content:"";position:absolute;left:0;top:6px;width:15px;height:15px;border-radius:50%;background:var(--musgo)}
.cobertura li::after{content:"";position:absolute;left:4.5px;top:10px;width:6px;height:3px;border-left:2px solid #fff;border-bottom:2px solid #fff;transform:rotate(-45deg)}

/* subtítulo curto sob um t2 (faixa do corretor) */
.hero-sub{margin-top:10px;font-size:17px;font-weight:700;color:var(--musgo)}
.faixa--musgo .hero-sub,.bg-musgo .hero-sub,.hero .hero-sub{color:#C9A283}
/* rodapé com o logo completo em negativo */
.footer-brand img.footer-logo{height:38px;width:auto;margin-bottom:14px}

/* contraste em faixas verdes: listas e textos de apoio (demanda 17/09) */
.faixa--musgo .list-plain li{border-color:rgba(255,255,255,.18)}
.faixa--musgo .list-plain li span:first-child{color:#fff}
.faixa--musgo .list-plain li span:last-child{color:#C6D0C7}
.bg-musgo .list-plain li span:last-child{color:#C6D0C7}
.faixa--musgo .small,.bg-musgo .small{color:#C6D0C7}
/* três partes: cards da mesma altura mesmo com textos diferentes */
.partes{align-items:stretch}
.partes .seta{align-self:center}

/* títulos de seção ocupam a largura disponível em vez de quebrar em blocos curtos */
.cab h2,.cab .t2,.section>.container>div>h2,.faixa .cab h2{text-wrap:pretty}
.cab{max-width:74ch}
.cab p{max-width:62ch}